Standard Chartered personal loans and How to Apply. 

Standard Chartered personal loans  and How to Apply. 

Standard Chartered Bank is a UK multinational bank, formerly known as Standard Bank, with their headquarters in the UK and branches spread nationwide. For years, the bank has been one of the best with it’s quality network services and sleek transactions, which makes their customers comfortable and relaxed, and its security system is top notch. 

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Personal loans: Personal loans are loans given to individuals to help them solve their individual problems, problems like;

• Medical
• household
• taxes
• business, etc.

The standard Chartered unsecured personal loan is ideal for those working and seeking loans to solve their personal needs while they wait for their salaries to drop and then clear up the loans. 

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What makes this loan one of the best;

 It is one of the best private sector loan because it comes with very low repayment interest rates with is as low as 1.84%, and if you will agree with me, many private sectors won’t give you such repayment interest rates, and the minimum amount is #175,000, up to #35,000,000 naira, of which you can settle many problems with it and still have much more balance to run your personal bill and pay monthly returns which is as low as #17,000+ every month. 

Benefits for Standard Chartered Personal Loans:

Below are the benefits attached to this loan:

1. Flexible Tenor is up to 60 months repayment period, depending on the amount. 
2. Low repayment interest rates of 1.84% monthly. 
3. High loan amount ranging from #175,000 to #35,000,000. 

Application Eligibility Terms: 

For you to eligible for this loan, you must meet up with the following terms; 

1. You must be working with a registered organization or a civil servant. 
2. Your salary must be from #120,000 and above. 
3. You must be 21 years and above. 
4. Bank statements for the last 3 months.
5. Payslips for the last 3 months.
6. Letter of Awareness from employer to domicile your salary with Standard Chartered Bank

How to Apply – Standard Chartered personal loans and How to Apply. 

Follow this steps to apply for your loan; 

• Visit the bank official website www.sc.com
• Select the amount you wish to apply for, and the duration period. 
• Print out the form, take it home and fill it as required. 
• Submit with your passport and other documents required via email.

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Note: Please fill in the above information for an estimation of your repayment amount. The Approximate Monthly Repayment figure for Standard Chartered’s Personal Loan is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final interest rate in accordance with applicable laws and amount that can be borrowed.